Money Pools
Run your pool well. The evidence emerges naturally.
Contributions, payouts, and proof — all in one private space. For savings circles, ROSCAs, and every tradition where communities pool together.
Family Savings Circle
5 members · Weekly · Cycle 3 of 5
Members
5
Paid
3/5
Collected
£75
Due
16 Mar
This cycle
£75 of £125
Payout to
Leila H.
Control room
Contribution tracking
Private member access
Verified payout history
Invite-first membership
Proof-linked evidence
Why Barakah Union
Not just documenting pools. Actually running them well.
Other tools track what already happened. BU helps you invite, set up, contribute, pay out, and verify — so the trust record builds itself.
Invite-first membership
Members accept before joining. No silent additions.
Proof-linked verification
Attach evidence to payments. Organizers verify against proof.
Organizer next action
Setup warnings, late contribution alerts, and payout reminders surface automatically.
Active vs invited clarity
No confusion about who's in. Pending invites stay separate from active membership.
Private by default
Pool data stays between members. No public dashboards, no external exposure.
Append-only ledger
Every action — contribution, payout, verification — creates a permanent record.
How it works
Four steps to a trusted pool
Start a pool
Name it, set a cadence, choose your contribution amount. Your pool is private from the start.
Invite members
Add trusted people by email. They join only when they accept — no silent additions, no guesswork.
Run contributions & payouts
Each cycle, members contribute. The organizer sets the rotation. One member receives the payout.
Evidence emerges naturally
Every contribution, acknowledgement, and payout creates a verifiable record. No extra paperwork.
Trust & proof
Proof that comes from doing, not claiming
Every contribution gets recorded. Every payout gets acknowledged. Every cycle builds a verifiable history. Run your pool well — the trust record writes itself.
Proof-linked contributions
Attach evidence to payments. Organizers verify against proof.
Recipient confirmation
Payout recipients confirm receipt. No disputes about what arrived.
Append-only lifecycle
Every action is permanently recorded. Nothing gets quietly deleted.
Verified cycles
Completed cycles show full contribution and payout verification chains.
Verification lifecycle
Contribution recorded
Amina K. · £25.00 · GBP
Payment acknowledged
Organizer · Confirmed receipt
Proof attached
Amina K. · Bank transfer screenshot
Contribution verified
Organizer · Proof matches payment
Payout recorded
Organizer · £125.00 → Leila H.
Receipt confirmed
Leila H. · Payout received
Built for your tradition
One tool for every circle
Communities have pooled money for generations. BU gives these traditions a modern, private, and verifiable home — without flattening what makes each one meaningful.
ROSCA
Global
Ajo
Nigeria
Pardna
Caribbean
Tontine
West Africa · France
Hagbad
Somalia
Isusu
Igbo
Chit Fund
South Asia
Savings Circle
Global
Start your money pool today
Private. Verified. Built for communities that trust each other — and want to prove it.